With smartphone technologies, everything in life has been simplified and this has led to so many innovations being introduced. Most of these innovations have been designed for mobile phone compatibility.
Advertisement
Mobile banking apps technology has come to stay, and users should expect more. Some decades ago, when anyone talks about mobile check deposits, a lot of people would call it a cutting edge. But today, a lot of people have come to accept and expect the possibility of that. With a smartphone, you can perform different kinds of transactions such as seamless money transfers, payment of bills, subscriptions to different services, and many more.
Some of these apps even have great functionalities that even allow you to track accounts from different financial institutions. You can also perform things like budgeting, and turn your smartphone into a digital wallet.
What you can do with your smartphone is endless. This is why we decided to write on the 5 Best Mobile Banks In United State.
Also Read: Even Mobile App Review
Top 5 Mobile Bank In the United States
- Capital One
- Ally Bank
- Varo Bank
- Wells Fargo
- Bank Of America
Also Read: One Finance Line Of Credit
Capital One
Capital One is one of the best, in my own opinion I’ll regard the app as the best mobile banking app out there. According to Smart Asset, J.D. Power has consistently rated the mobile app highly in its annual “Highest in Customer Satisfaction among other mobile banking apps compared to other similar apps out there. In one of its studies conducted in 2021, the Capital One Mobile Banking App is ranked third.
When it comes to speed and great user experience, the app stands out among other competitors. As a user of the iOS and Andriod operating systems, you can download the app and enjoy some great functionality and simplicity. A lot of users tend to agree that the app is the best out there when you look at the ratings on Google Playstore or Appstore. At the time of writing this post, the app is rated 4.9 on Appstore and 4.6 on Playstore.
Ally Bank
Ally Bank is an all-online digital bank in the united state. The Bank stands as one of the best financial institutions operating online.
One of its major focuses is ensuring that it offers the best mobile banking experience.
Ally Bank covers things like mobile check deposits, free money transfers, online bill payments, transaction and balance histories, and an ATM locator.
The App is well appreciated because of its user-friendly interface and design. The App also allows you to use its amazing features like password authentication through fingerprints. Besides that, the fingerprint feature, also allows you to store your password and log in using your fingerprint.
Upon successful login on Ally Bank Mobile App, you can track all of your accounts directly from the mobile device. That means that you can keep tabs on everything ranging from your saving accounts, and your certificate of deposit (CD) to your individual retirement account.
Ally App gives competitive rates, minimal fees, and easy access to customer support.
With the app, you can enjoy amazing benefits and advantages. You’ll not have to pay any monthly fees or minimum balance on checking, savings, or CDs, No overdraft fees.
Bank Of America
Bank Of America is also known as J.D. Power. The Bank is known for its great customer support. According to the small assets, the bank is ranking high in 2021 with a score of 871.
The app stands out as a top-notch service due to its high technology when it comes to security. Bank of America App allows you to do some amazing stuff such as establishing a travel notice for any of your eligible accounts. With this notification, you don’t need to experience any lack of access to funds while you’re away from home. With the App, you can activate your ATM card or even replace one directly from the mobile App.
With the bank app’s high-security system, the bank can detect any suspicious activities on your account. When the bank notices anything suspicious, they’ll contact you to verify the activity taking place on your account and confirm if it is you.
If for any reason you fall for any scam or fraud, and you were able to notify the bank within 60 days of the fraud when the transaction reflects on your statement, the bank will not hold you reliable for any fraudulent activity or transactions that take place in your account
Varo Bank
Varo Bank App is also an all-mobile banking platform that can also be accessed through the official website of Varo Bank.
The Banking system of Varo is designed to perfectly fits the smartphone. The app has a customer rating of 4.9 stars out of 5 on the IOS Appstore, while 4.7 out of 5 on Google Playstore.
The App can be categorically placed under the Management category because the bank focused a lot on the interface and extensive accounting tools.
Some of the features of the Apps such as the notification feature allow you to receive notifications when there is an activity on your account or debit card. This feature is to ensure you don’t spend too much and fall into financial issues.
Varo app has a tiered rate: of 5.00% APY which means that you must receive at least $1000 in total to qualifying direct deposits, your balance must not drop below Zero at any point during the month and your savings account balance can’t rise above $5000.
As a user of the Varo App, you have access to an unlimited number of savings transfers and withdrawals.
With Varo App, you don’t need to pay any monthly fee or minimum balance requirement for a Varo savings account.
The app has an amazing auto savings feature known as Save Your Pay and Save Your Change. Save your pay allows you to set up the transfer of the predetermined percentage of every deposit transaction to your savings account. On the other hand, Save Your Change rounds up every transaction that takes place on your account and sends that change to your savings balance.
Wells Fargo
Wells Fargo is another advanced Mobile banking app that allows you to perform various tasks. The app offers different features such as basic savings and checkings accounts. The app comes with advanced securities that can prevent any type of fraud from taking place in your account.
With Wells Fargo App, you can take advantage of its stocks and mutual funds.
The app allows you to track all of your investments and open orders for your Wells Fargo Advisors and Wells Trade accounts.
Another reason why I’ll also consider the Wells Fargo app as a special app is because of the Cardless Atm functionality. The app allows you to make use of an ATM without even carrying your card around to access any money in your bank account.
Conclusion/Final Verdict
Those are the list of our best mobile banking apps in the United State. I believe these apps have everything you need to enjoy a great banking experience.
If you find this article helpful, don’t forget to share. this will encourage us to write more informative articles like this.
