Zenith Bank is one of the largest financial institutions in Nigeria. The bank is known for its innovative ideas when it comes to creating financial digital products that solve real-time problems. The bank is a leading financial institution that offers digital services such as online banking accounts, digital loans, and other services such as buying airtime, flight tickets, hotel booking, data subscription, payment of utility bills, and many more.
The bank keeps on bringing different services which are topnotch base on customer reviews. In today’s article, we’re going to talk about various types of Zenith Bank Accounts, How To Open those Accounts, the benefits of Zenith Bank Accounts, the Criteria and documents Needed to Open those Accounts, and many more.
Before we dive into these Types Of Zenith Bank Accounts and How To Open Zenith Bank accounts, let us look at some important things about Zenith Bank.
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About Zenith Bank Nigeria/ Company Profile
In 1999, zenith bank embraced the use of internet marketing for its financial services and to promote the use of online banking by its consumers. This was one of the reasons why the bank dominated the online banking industry due to the massive investment the bank put into the service.
Types Of Zenith Bank Accounts
-
Zenith Eazy Account
- Current Account
- Aspire Account
- Zenith Bank Children’s Account (ZECA): Ages 0-15 and 13-17
- Zenith Bank Gold Account
- ZECA Save Account
Zenith Eazy Account
What Are The Features Or Benefits Of Zenith Eazy Account?
Zenith Bank Individual Current Account
Features And Benefits Of Zenith Bank Individual Current Account
- Zero account opening balance
- Internet Banking
- Zenith Mobile Banking app
- *966# Eazybanking
- MasterCard/Visa/Verve debit card
- Email/SMS Alerts
- Cheque book
Requirements For Opening A Zenith Bank Individual Current Account
- Account opening form duly completed
- One recent clear passport photograph of a signatory
- Identification of signatories (Driver’s License, International Passport,
- National Identity Card or Voter’s Card)
- Residence permit (where applicable)
- Two independent and satisfactory references
- Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
- receipt, telephone bill)
Available Channels For Individual Current Accounts
- *966# EazyBanking
- Zenith Internet Banking
- In-branch at any Zenith Bank branch
- ZenithDirect – our 24/7 telephone banking
- Zenith Bank ATM nationwide – free cash withdrawal
- Zenith Mobile Banking App – 24/7 on your smartphone
- Access your account using your Zenith Bank debit card at participating merchant stores for the payment of goods and services in Nigeria and anywhere in the world
Zenith Bank Aspire Account
Feature Of Zenith Bank Aspire Account
- You get to have access to a unique Master Card design.
- You get to earn 4.2% interest on the money you have in your account
- With aspire account, you can perform Cashless banking via any Atm, Pos, or web.
- You get to have access to exclusive discounts from zenith bank merchants.
- Account opening form duly completed.
- One recent clear passport photograph of the signatory.
- A valid School Identity Card, Admission Letter, or National Identification Number Card/NIN (for 16-25 years).
- Details of Parents/Guardian (for 16-25 years).
- *966# EazyBanking
- Zenith Internet Banking
- In-branch at any Zenith Bank branch
- ZenithDirect – our 24/7 telephone banking
- Zenith Bank ATM nationwide – free cash withdrawal
- Zenith Mobile Banking App – 24/7 on your smartphone
- Access your account using your Zenith Bank debit card at participating merchant stores for the payment of goods and services in Nigeria and anywhere in the world
Zenith Bank ZECA
Features
- An account specifically for children between the ages of 0-12yrs
- Zero account opening balance
- The interest rate at 1.15%
- Standing order credit option
- Cheque, draft, and dividend lodgment
- Invitation to the annual Zenith Children’s Parade
Requirements For Zenith Bank ZECA account
- Account opening form duly completed
- One recent clear passport photograph of Guardian/Parent and child
- Birth Certificate of Child
- Identification of signatories (Driver’s License, International Passport,
- National Identity Card or Voter’s Card)
- Residence permit (where applicable)
- Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent receipt, telephone bill)
Available Channels
- *966# EazyBanking
- Zenith Internet Banking
- In-branch at any Zenith Bank branch
- ZenithDirect – our 24/7 telephone banking
- Zenith Bank ATM nationwide – free cash withdrawal
- Zenith Mobile Banking App – 24/7 on your smartphone
- Access your account using your Zenith Bank debit card at participating merchant stores for the payment of goods and services in Nigeria and anywhere in the world
Gold premium account
Features Of Gold premium account
- Opening balance of N1,000,000
- Interest bearing of 1% p.a on N1,000,000 minimum balance
- No Account Maintenance Fee (AMF) on the first 5 withdrawals. AMF will apply to all withdrawals if more than 5 withdrawals are made per month.
- International transaction monthly limit of $3,000
- MasterCard Gold debit card
- Get quick and easy access to 800 LoungeKey airport lounges in over 130 countries globally with your MasterCard Gold debit card. To register: www.loungekey.com/en/zenithbankplatinumcard OR download the LoungeKey App from the App store
- Enjoy two free complimentary access to LoungeKey airport lounges
- Transaction discounts from selected merchants.
- Emergency Card Replacement: Through MasterCard Global Service™ Gold debit cardholders get emergency card replacement for cards reported lost/stolen, upon issuer authorization, within 1 business day in the US or 2 business days internationally.
- Emergency Cash Disbursement: Through MasterCard Global Service™ Gold debit cardholders can get up to $2,000 emergency cash disbursed within 2 hours at any of 250,000 Western Union locations worldwide.
- Direct access to our 24 hours customer service help desk
- Cheque book (clearing enabled)
- Internet banking
- Zenith mobile banking app
- Email/SMS alerts
- MasterCard Discounts
Requirements For Gold Premium Account
- Account opening form duly completed
- One recent clear passport photograph of the signatory
- Identification of signatories (Driver’s License, International Passport,
- National Identity Card or Voter’s Card)
- Residence permit (where applicable)
- Two independent and satisfactory references
- Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
- receipt, telephone bill)
Available Channels For Gold Premium Accounts
- *966# EazyBanking
- Zenith Internet Banking
- In-branch at any Zenith Bank branch
- ZenithDirect – our 24/7 telephone banking
- Zenith Bank ATM nationwide – free cash withdrawal
- Zenith Mobile Banking App – 24/7 on your smartphone
- Access your account using your Zenith Bank debit card at participating merchant stores for the payment of goods and services in Nigeria and anywhere in the world
Zenith Bank ZECA Save Account
Requirements For Opening Zenith Bank ZECA Save Account
- You need the birth certificate of the child
- A passport photograph
- A passport photograph of either the father or the mother
Features Of Zenith Bank ZECA Save Account
- Designed for children between the age of 0 -and 15 years.
- Zero account opening balance requirement.
- The competitive Interest rate on account balances.
- Maximum account balance limit of N300,000.
- Single Deposit Limit of N50,000